*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $162,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $160,472 with an interest rate of 6.000% / 6.097% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $148,490 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $146,196 with an interest rate of 6.000% / 6.106% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $137,490 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $135,366 with an interest rate of 6.000% / 6.115% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $152,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $150,626 with an interest rate of 6.000% / 6.103% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $148,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $146,688 with an interest rate of 6.000% / 6.106% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $156,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $154,565 with an interest rate of 6.000% / 6.101% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $142,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $140,781 with an interest rate of 6.000% / 6.111% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $128,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $126,997 with an interest rate of 6.000% / 6.123% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $143,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $141,765 with an interest rate of 6.000% / 6.110% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $140,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $138,812 with an interest rate of 6.000% / 6.112% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $147,490 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $145,211 with an interest rate of 6.000% / 6.107% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $145,490 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $143,242 with an interest rate of 6.000% / 6.109% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $131,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $129,951 with an interest rate of 6.000% / 6.120% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

*Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $134,490 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $132,412 with an interest rate of 6.000% / 6.118% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).

Not all buyers may qualify. Offer valid on FHA loan programs only.  Restrictions apply.  Scenario assumes borrower qualifies for and receives down payment assistance (DPA) from a qualified third party non-profit DPA program provider accepted by KB Home. See KB Home representative for eligible providers. Advertised monthly payment assumes a sales price of $179,990 and includes principal, interest, taxes, and insurance only; any other fees such as HOA not included.  Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of $177,209 with an interest rate of 6.000% / 6.088% APR, where KB Home will contribute up to 2.50% of the sales price towards buyer’s closing costs.  Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, and provides full documentation. This offer is subject to underwriting guidelines which limit 3^rd party contributions, and is available only for owner-occupied homes. Rates effective 5/8/08 and subject to change without notice. This offer is only available through Countrywide KB Home Loans, however financing may be obtained through any other lender. Ask for more details.

 Equal Housing Lender.  ©2008 Countrywide KB Home Loans, LLC, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301.  Countrywide KB Home Loans, LLC is a subsidiary of Countrywide Bank, FSB.  Trade/servicemarks are the property of Countrywide KB Home Loans, LLC, Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Some products may not be available in all states where Countrywide KB Home Loans, LLC operates.  This is not a commitment to lend.  Restrictions apply.  All rights reserved.  (04/08).